A refund’s journey from merchant to your card involves multiple steps that can cause delays, so understanding this process helps you know what to expect next.
How Refunds Work: The Journey of Money Back to the Customer’s Card
Browsing Category
Payment Processing
247 posts
PIN, Signature, or None? How Cardholder Verification Methods Differ Globally
Keen to understand how global cardholder verification methods like PINs, signatures, and contactless options vary—and why it matters for your security?
Auth Vs Capture Vs Void Vs Refund: Understanding Transaction Types
Navigating auth, capture, void, and refund processes is crucial for seamless transactions—discover how each step impacts your payments and why understanding them matters.
How ATMs Work: The Payment Networks Behind Cash Machines
An in-depth look at how ATMs connect through secure payment networks, revealing the technology that keeps your cash transactions safe and seamless.
Payment Processor Uptime: How Networks Achieve Near 100% Availability
Payment processor uptime relies on advanced strategies ensuring near 100% availability, but the secrets behind these resilient networks are worth exploring.
Bank Identification Numbers (BINs): What They Are and Why They Matter in Processing
Knowledge of BINs reveals how secure and efficient your payment processing truly is—discover why they matter more than you might think.
Pending Charges: Why Some Card Transactions Stay “Pending” for Days
Great questions about pending charges—discover why some transactions linger and what it means for your finances.
How Fraud Scoring Works: Inside a Payment Risk Engine
Keen to understand how fraud scoring adapts to new tactics within payment risk engines? Discover the secrets behind detecting and preventing fraud effectively.
Beyond Visa & MasterCard: How Amex, Discover, and Debit Networks Differ
Understanding how Amex, Discover, and debit networks differ from Visa and MasterCard can reveal crucial insights for your business or spending strategies.
The Push for Tokenization: Why Networks Want Every Card Encrypted
For enhanced security and privacy, networks are pushing for full card encryption through tokenization—discover how this transformation impacts your digital safety.
